HEALTHCARE
1st
Federal Credit Union

The Western Maryland Health System
Serving the Western Maryland Health System
Located at the Memorial Hospital Campus
of Cumberland, Maryland

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Maryland & DC Credit Union Association

National Credit Union Administration


Equal Housing Lender
Equal Housing Lender

View of The Narrows in Cumberland, Maryland
The Narrows
Cumberland, MD

Fees are assessed to offset expenses, and are established and
reviewed by your Credit Union Board of Directors.

Fees as of 1 April 2008

FEES

NSF Check fee per item

$20.00

NSF Debit Card fee per item

$20.00

NSF ACH fee per item

$20.00
Transfer fee per day
This refers to any transfers the Credit Union must initiate
to prevent a Non-Sufficient Fund fee. The transfer may
be within a member's account, or between distinct
accounts that the member has access to.
(This fee does not apply to member-initiated transfers
in person or by phone)
$2.00

 

Share Draft Copy $5.00
Share Draft Statement Copy
Each member will be granted 1 free printout per month
in addition to the monthly statement. For each
additional printout, a fee will be imposed.
$1.00

Share Draft Stop Payment fee

$10.00

Official / Cashiers Check Stop Payment fee

$40.00
Share Certificate Withdrawal - refer to certificate disclosure
Travelers Checks 1% of amount

VISA Debit Card Replacement fee

$5.00

VISA Debit Card PIN Replacement fee

$5.00

VISA Credit Card Replacement fee

$5.00

VISA Credit Card Late Payment fee

$20.00

VISA Credit Card Over Limit fee

$25.00
Wire Transfer fee $30.00
Wire Transfer fee - credit union to credit union $10.00
Dormant Account Fee
An account is considered dormant if there has been no
activity for 2 years. Member will be contacted by
mail prior to imposing fee.
$5.00
Notary Service - free to members

N/C

 

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Copyright © 2006-2008 HEALTHCARE 1st Federal Credit Union
Website address:  http://www.healthcare1fcu.org
Last modified: October 15, 2008