HEALTHCARE
1st
Federal Credit Union

 The Western Maryland Health System
Serving the Western Maryland Health System
Located at the Memorial Hospital Campus
of Cumberland, Maryland

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CHRISTMAS & VACATION CLUBS    At a Credit Union, you come first!

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 View of The Narrows in Cumberland, Maryland
The Narrows
Cumberland, MD

Christmas and Vacation Club accounts are available to all members that have the minimum $10.00 share.  Club accounts can be contributed to by either payroll deduction, direct deposit, over the counter or by mail. Club accounts can be contributed to at any time.

Christmas Club Accounts are distributed each October.  On or before October 15th, your Christmas Club Account balance will be transferred to your share account.  If any member would like their Club balance in the form of a check or transferred to their Share Draft account, arrangements may be made.

Because vacations can be taken at any time throughout the year, members can withdraw their Vacation Club funds any time.

Key Benefits

  • Contributions at any time, over the counter, payroll deduction, direct deposit or mail
  • Balance transferred to your share account in October
  • Vacation Club funds available any time

Dividend Rates as of 1 Nov 2008

Type

APR

APY
Christmas Club  1.25%

1.26%

Vacation Club

 1.25% 1.26%

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Copyright © 2006-2008 HEALTHCARE 1st Federal Credit Union
Website address:  http://www.healthcare1fcu.org
Last modified: October 15, 2008